YNAB

YNAB is short for You Need a Budget. So if you need to manage a budget, if you need a bit of help managing your finances, if you want to save money and get out of debt, then YNAB is the right tool for you. This is a personal budget tool that nicely blends together good looks and great functionality. Get YNAB and you’ll see that it can prove to be very, very useful.

YNAB works with Windows XP, Vista, 7, and 8. YNAB also works with OS X, all versions from 10.6 Snow Leopard up to 10.9 Mavericks.
Focusing on Windows alone, it must be mentioned that a wizard will help you install YNAB on your Windows PC. Once the installation process is over, you will be invited to take a quick tour, open an existing budget, or create a new budget.

After that you will be presented with the application’s interface. As expected, the interface is quite easy to use; you won’t have any problems accessing the application’s functionality via this user friendly interface. What is unexpected is the way YNAB looks. From a visual point of view, applications of this type tend to be bland. YNAB is anything but. It features a very good looking interface.

You will find lots of entries on YNAB’s list of features. Here are the main ones: easily create a budget and efficiently manage it; store your budget locally or use Cloud Sync to back up and sync your budget; support for multiple bank statement files is provided; manage a list of categories; support for multiple currencies is provided; multiple types of reports are available; manage a list of accounts; and more.

YNAB is free to use for a limited period of time. You will have to purchase a license to keep using YNAB once the trial period expires.

YNAB provides support for multiple platforms, it features a beautiful interface, and it puts much needed financial functionality at your fingertips. It is a properly good personal budget tool!